TERMS OF USE United Financial Freedom, LLC

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 By accessing or using this website, submitting information, or communicating with United Financial Freedom, LLC (“United Financial Freedom,” “we,” “our,” or “us”), you agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

These Terms apply to all visitors, users, and individuals who access or interact with this website or our services.

 This website is provided for informational and educational purposes only. It is intended to help individuals learn about United Financial Freedom’s services, including debt mediation advocacy, settlement evaluation, financial coaching, and lower interest credit integrity programs.

Use of this website does not create a client relationship and does not obligate either party to enter into any program or agreement.

 United Financial Freedom is not a law firm, tax advisor, credit counseling agency, or credit repair organization.

Nothing on this website constitutes legal advice, tax advice, or credit repair services. Any information provided is general in nature and should not be relied upon as a substitute for advice from qualified legal, tax, or financial professionals.

  United Financial Freedom does not guarantee outcomes, savings, creditor participation, or specific results.

All services are subject to:
• Individual financial circumstances
• Creditor policies and discretion
• Program eligibility requirements

Results vary, and no representations are made regarding the success or timing of any program.

   Submitting a form, scheduling a consultation, or contacting United Financial Freedom does not create a client relationship.

A client relationship is established only after:
• Program eligibility is reviewed
• Required disclosures are provided
• Written agreements are executed
• Informed consent is obtained

Participation in any program is voluntary.

    Access to any consumer credit information, when applicable, is conducted only with the consumer’s written or electronic authorization and for permissible purposes under the Fair Credit Reporting Act (FCRA).

United Financial Freedom does not perform hard credit inquiries unless expressly authorized.

     By using this website, you agree to:
• Provide accurate and truthful information
• Use the website for lawful purposes only
• Not misuse, disrupt, or interfere with website functionality
• Not attempt unauthorized access to systems or data

United Financial Freedom reserves the right to restrict access for misuse.

      All content on this website, including text, logos, graphics, and design, is the property of United Financial Freedom, LLC and may not be copied, reproduced, or distributed without prior written consent.

     This website may contain links to third-party websites. United Financial Freedom is not responsible for the content, privacy practices, or terms of use of third-party sites. Accessing third-party websites is done at your own risk. 

     To the fullest extent permitted by law, United Financial Freedom shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on information provided. 

     Use of this website is also governed by our Privacy Policy. Please review the Privacy Policy for information regarding how personal data is collected, used, and protected. 

 United Financial Freedom reserves the right to modify these Terms of Use at any time. Updates will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of updated terms.